In pursuance of the
decision no. 10.2 of the 30th Board of Governors’ Meeting held on
4th January 2003 a committee was formed headed by the ADG with a
view to formulating a proposal for establishing a specialized Centre for
Irrigation and Water Management (CIWM) set-up under RDA with specific terms
of reference. The committee comprising Messrs. AKM Manzurul Haque, M A
Matin, Mahmud Hossain Khan & Md. Nazrul Islam Khan, as members explored
different aspects of RDA’s experience and lessons acquired from various
research/action research programme in the field of irrigation and water
management proposed the following report for consideration of the Board of
Governors' Meeting (BoG). Finally BoG has been approved the centre under the
administrative control of DG. Rural Development Academy Bogra in 31st Board
of Governors meeting in 2003 for extending and popularizing RDA's Irrigation
and Water Management Technologies throughout the country within a very
shortest possible time for uplifting socio-economic condition of the rural
people as well as quality of life.

Introduction
Agriculture in Bangladesh is still dominating our economy in terms of
employment, though not in terms of GDP. The agriculture traditionally
had been dependent on rained irrigation. But with the advent of science
and technology and under the pressure of a very fast growing population,
modernization of agriculture became inevitable. All options of modernizing
agriculture had to be exercised. To supplement the volatile and irregular
precipitation causing fluctuation in agricultural yield was identified as
one of the major hindrances to the sustainable growth of agricultural
output.
So, mechanized
irrigation along with the application of chemical fertilizer in appropriate
doses and HYV seeds were introduced. Surface water resource might be the
potential means of irrigation to our agriculture but because of it's
alternating abundance and scarcity characteristics failed to be a regular
and reliable source of irrigation. So, the scientists have no other obvious
choice than abstracting sub-surface water for irrigation purpose.

Dr. Akhter Hameed
Khan
Dr.
Akhter Hameed Khan was the first man in this country to introduce mechanized
abstraction of sub-surface water where surface water was not available. Both
BARD and RDA proceeded in the direction he showed.
Rural Development
Academy, Bogra is a national level Training and Research Institute of Rural
Development established in 1974 under the Ministry of Local Government,
Rural Development and Co-operatives. The major objectives of the Academy are
to (i) offer training to the personnel of different nation building
departments and agencies involve in rural development works; (ii) conduct
research and action research or pilot experiments in different aspects of
rural development; and (iii) offer consultancy services to different
national and international agencies as well as NGOs on various rural
development issues.
To
achieve the objectives, the Academy has been working on a wide range of
rural development activities since 1974 with slightly more emphasis on
exploring and managing water resources as a means of rural development.
Availability of surface water during dry season becomes scarce both for
irrigation and human consumption. So the ground water has become
increasingly important source of irrigation, human drinking and other uses.
Presently over 70% of irrigation and over 90% of potable water needs of the
country are met from ground water. In such a backdrop ground water table
goes below the suction level of STW and HTW, especially in the dry season
due to misuse. This hampers supply of water for irrigation as well as
drinking in many places of Bangladesh. Of late the quality of water has been
traced to deteriorate with excessive arsenic contamination and iron
concentration resulting in health hazard.
Rural
Development Academy (RDA), Bogra has successfully carried out experiments in
the field of water resources management and development, especially, in
respect of optimum utilization of scarce water resources and has developed a
model of multi-purpose use of DTW. The model includes: (i) partial buried
pipe irrigation system; (ii) low and medium cost lined channel; (iii)
compacted earthen channel; (iv) domestic water supply from irrigation well
(v) installation of low-cost DTW with water filtration plants etc. In order
to replicate these models of exploration and management of water, Academy
organized several programmes for demonstration and training of the officials
of BADC, LGED, DAE and BRDB.
Strategy of Project Implementation
The
first approach is the installation of low-cost DTW at relatively chemically
polluted free (particularly iron and arsenic free) strata of the aquifer.
This approach suggests to pure water from the well and supply it through
piped network to the individual households. In this method, it is needed to
find out a particular layer of the aquifer which is
free
or less contaminated with concentration of unwanted chemical elements
specially iron and arsenic, before the installation of a low-cost DTW at any
location. Such an activity is performed by conducting test drilling at the
selected site. On the basis of in-situ test drilling data, sub- surface
geologic formations of the particular location is known which can be used to
determine the size of filter opening (slot) as well as the quality of
groundwater, especially concentration of iron and arsenic.
In
places where application of the above mentioned approach is not possible,
RDA developed an alternative approach with the technique of purifying
groundwater through treatment plant. It is based on the modification of
traditional water filtration plant which is widely used in the developed and
developing countries. The purpose of such water treatment plant is to
convert the raw water abstracted from aquifer (groundwater formations) into
safe water in respect of chemical contamination by iron and arsenic which is
suitable for the concerned uses (i.e drinking, domestic, industrial, etc).
The treatment process of groundwater consists of aeration, sedimentation,
rapid filtration and post-chlorination. In the treatment process the most
important thing is the removal of pathogenic organisms, iron and manganese
compounds, suspended matters and toxic substances such as arsenic.
There
will be a provision of village based water users group among the villagers
in each project area which comprises of maximum 6 sub-groups. The groups are
arsenic free safe drinking water supply group, irrigation group, nursery and
vegetable production group, aquaculture group, poultry and livestock rearing
group, etc. All groups belongs to one main group called village based water
users group and all members will be associated with them. There will be
provision for seed capital for income generating activities. These
individual group will be provided training at the academy and or successful
completion they will be provided with credit from the projects seed capital
fund with the recommendation of RDA credit supervisors, GO/NGO management
representative and also village based water users group. The project will be
implemented though Go/NGO/private enterprise.
RDA
will provide Tk. 18.00 lakh for this project and other infrastructure
including DTW, buried pipe network for irrigation, treatment plant for
ensuring arsenic free water whenever necessary, overhead tank and main line
for domestic water supply. If treatment plant is not necessary for removing
arsenic, in that case, the expenditure for that will be used for other
infrastructure (main/branch line) development. Total capital cost (18.00
lakh) will be recovered from the beneficiaries like GO, NGOs and Private
enterprise within 10 years (without interest) and beneficiaries will deposit
the money to RDA on yearly basis. The credit money of Tk. 10.25 lakh will be
refunded through GO, NGOs and Private enterprise with 11% service charge. If
the recovery of the credit money is satisfactory in that case the revolving
period of the credit money may be extended for further period by mutually
agreed decision. The total money would be disbursed through Bank. The
interest rate is 11%- 5% credit supervisor and other; 4% CIWM; 2%
NGO/Samity.
A Brief Guideline
for Managing the Centre
Objectives of CIWM
The main objective of this Centre is to conducting
training, research and action research in the field of Irrigation and Water
Management over the past two decades experience of RDA and side by side
extension of RDA developed irrigation and water management technology
through out the country for upliftment of socio-economic condition of the
rural people within a very short time.
The specific objectives are as follows:
-
To ensure both
surface and sub-surface water for increasing crop production.
-
To ensure
multipurpose use of water resources irrigation, drinking water supply,
horticulture and nursery development, poultry and livestock rearing
etc.
-
To develop quality of life in both rural and urbane areas through
supplying safe drinking water.
-
To build up institutional linkage with different national and
International organizations within the country or out side the country;
-
To develop capacity building of the RDA Faculty Member and also staff
through in country training or overseas;
-
To conduct seminar/workshop about the success and failure of CIWM
activities within the country or outside the country;
-
To give consultancy services in the field of Irrigation and water
Management;
-
To visit home and abroad for sharing the experiences of water
resources development;
-
To ensure environment friendly irrigation and water management.
Management System of CIWM
The Centre for Irrigation and Water Management
has set-up within Rural development Academy, Bogra, with support facilities
available from various Divisions of RDA. CIWM is managed
by one Director and two Deputy Directors with the required supporting
manpower drawn from Agricultural Sciences Division and Social Sciences
Division of RDA. The Centre is running under the direct supervision and
control of the DG, RDA. A Organogram
comprising with of 29 number of manpower has been approved by the Board of
Governors of RDA.
Sources of Funding
(a)
Service charge of RDA credit programmes of two completed GOB funded
projects namely, (i) Action Research project on Multipurpose Use of Low-cost
DTW for Long-term post Flood Rehabilitation (1999-2003) (ii) Socio-Economic
Development and Improvement of Quality of Life through Arsenic Free Safe
Drinking Water Supply (2001-2005) and three On-going GOB funded projects (i)
Creation of Additional Employment, Increase in Marginal Productivity of
Labour in Rural Economic Activities and Poverty Alleviation Through
Irrigation and Water Management (ii) Action Research Project on Increasing
Irrigated Area through transferring RDA-Model of Irrigation and Water
Management Technology in Southern and Hill Districts of Bangladesh (iii)
Action Research Project on Command Area Development using Surface Water for
Rural Livelihood Improvement by Replicating RDA Technology; and
(b)
30% of the consultancy charge realised against work on deposit in
different GO/NGO/Private organization through implementing RDA-model and
also from evaluation study.
(c)
Organizing IGA training courses.
Physical Facilities of
CIWM
A well decorated 6 stored CIWM building having
modern training room, conference room, Water related equipment etc. Have
already been established under the financial support the GOB.
Achievement
1982

Average command area of a BARD - installed 2 cusec DTW was at
best 16 hectare. RDA carried out action research on Command Area Development
(CAD) and extended the area coverage by a same capacity DTW upto 67 hectare
in village Narhatta of Bogra Sadar Upazila in 1982 for the same crop grown
in the same season through the introduction of buried pipe irrigation
system. The area coverage was the highest so far achieved in Bangladesh.
Further research in CAD in other areas of the district of Bogra projected
almost similar success. As a result, use of ground water for such an
extended area could be reduced from 8 lakh to 2 lakh litre per hour and
power consumption from 80 K. W. to 20
K.W. This helped protect the environmental aspects of
ground water resources as well as water quality. This also helped reduce
power consumption as well as cost of irrigation per ha.
1982-1986
Dual use of DTW was experimented during this
period and was found feasible. Year-round utilization of DTW for irrigation
and drinking was ensured to make it a profitable investment. Per-capita
domestic water use was increased manifold, which in turn improved quality of
life through better sanitation. In recent times the model has been
replicated by different GOs/NGOs in the country and also in some CIRDAP
countries.
1986-1990
A number of
Training Modules on utilization and management of water resources were
developed and quite a good number of officials of BRDB, BADC, DAE, LGED and
the water users were trained on.
Achievements after
1990
RDA
developed Low-Cost DTW Model
The Rural Development Academy, Bogra
developed the Low-Cost DTW Model in 1998. This Low-cost DTW has got the
superiority over the traditional DTWs, especially in respect of cost and
quantum of water supply on regular basis. Total cost of abstracting water by
traditional DTWs becomes high because of selection of bigger size of pump
and prime mover (engine/motor) without consideration of the actual demand of
water and power consumption. For a traditional DTW of 2-cusec discharge
capacity by a 30 hp motor, the annual electric bill is around Tk. 30-35
thousand. Usually the DTWs remain idle during the off-irrigation season. If
the power line is not disconnected there will be again a minimum bill for
line rent. Ultimately, the operational cost of such a traditional DTW
becomes a burden to the users unless the command area is proportionately
enhanced. Due to high capital investment and O & M costs as well as
complex management system, use of traditional DTW for only seasonal
irrigation purpose has not been found economically viable. Keeping the above
facts in view, RDA has carried out the experiment for developing the
low-cost demand-based DTW having a capacity-range from 10,000 litre/hour to
2,00,000 litre/hour and this has proved successful. It has ensured water
supply from the main aquifer by a low-cost demand-specific DTW which is
based on economical design and suitable for Bangladesh context.
DTW Management
Before installation of
DTW in any village/place, finalization of management structure is very
important. To finalize the overall management structure, a field inventory
is done through a thorough socio-economic survey, which includes among
others, identification of owners (GO/NGO/Users’ Group, etc.), probable site,
different purposes of water use and different water users’ group. Then on
the basis of the socio-economic survey report, a Village Resource Book for
the village is prepared and an MOU is signed between RDA, Bogra and the
Management Group formed by the users. The MOU incorporates among other terms
and conditions a repayment schedule of capital investment.
The RDA-DTW Model is demand-based because due
consideration is given to calculating the actual demand of water abstraction
and to selecting the size of the pump and prime mover (motor) accordingly.
Until now the sizes of RDA-developed DTWs vary from 7.5 hp to 30 hp; at the
same time discharge capacities of the pumps vary from
10,000 litre/hour to 2,00,000 litre/hour.
Safe Drinking Water Supply model
In Bangladesh, Hand Tubewell (HTW) is mostly used for
abstracting groundwater for drinking purposes. The hand tubewells abstract
groundwater usually from shallow aquifer and there is risk of biological and
chemical contamination and water quality deterioration in many places. Very
recently, arsenic contamination of groundwater has emerged as a major public
health hazard in the country. The contamination was first detected in 1993
when only four tubewells were found polluted with arsenic in Nawabganj
district in the north-west region of Bangladesh. Subsequently in 1994, for
the first time, the Department of Occupational and Environmental Health (DOEH)
of the National Institute of Preventive and Social Medicine (NIPSOM),
Bangladesh identified eight patients suffering from arsenic toxicity.
Initially, it was reported that the arsenic contamination was present in
eight western border districts of Bangladesh and about 10 million people
were at risk. Until 1997, it has been found that the problem exists in most
areas of the country except the south-east hilly region and the Barind tract
where arsenic contamination in groundwater has not yet been detected. It has
been reported that about 35 million people are affected by arsenic
contaminated groundwater through drinking and other unknown ways (Khan and
Ahmad, 1997; Khan et. al, 1997).

RDA-Developed Treatment Plant at
720 Ton/hour Water Filtration Plant at JFCL,
Jamuna
Multipurpose Bridge Area
Jamalpur, Bangladesh
In recent
years, irrigation-cum-domestic water supply system developed by RDA, Bogra
has drawn the attention of different agencies. Barind Multipurpose
Development Authority (BMDA) has already replicated the above model at 26
sites on pilot basis and they are now going to scale up the extension of
this model in their project areas. Moreover, on request of the Jamuna
Multipurpose Bridge Authority (JMBA), the Academy has installed several
low-cost DTWs with water filtration plants in their project area. Also on
similar requests from the concerned agencies, RDA installed low-cost DTWs
with filtration plant at different GO/NGO establishments, and also in
different private locations of the country.
RDA has been
currently implementing two action research projects namely (i) Action
Research Project on Multipurpose Use of Low-cost DTW for Long-term Post
Flood Rehabilitation (1999-2003)

(ii)
Socio-Economic Development and Improvement of Quality of Life through
Arsenic Free Safe Drinking Water Supply (2001-2006). The success of the
projects is quite encouraging. Even though these two govt. sponsored
projects end after their stipulated terms, lessons learned from it should be
continued, disseminated and the actions initiated should be continued for
the sake of development and this continuation of RDA’s mission needs
exclusive institutional arrangement within its administration and control.
The
Over-all achievement of CIWM, RDA, Bogra
1. Low cost
DTW ( Borc hole ) having different capacities( 10 litre/sce to 56 litre/sce
) have been developed and popularized through out the country
2. The
quality of drinking water has been brought up to Bangladesh as well as
drinking water standard ( iron and arsenic free).
3.Multipurpose
use of water resources could be possible in irrigation, drinking water
supply, horticultive and nursery development, poultry and livestock recessing
etc.
4.
Micro-credit programm in very much helpful for undertaking different types
of IGAs.
5. Ground
water could be used for manufacturing fertilizer production.
RDA Credit for Wider Access
in Water Resource Management for Livelihood Improvement
The concept of RDA-credit is not entirely new.
Comparing various types of data; it is revealed that for socio-economic
development of rural livelihood, RDA credit works in different way. The
objective of poverty alleviation is far to achieve if the rural people,
especially the beneficiaries of the action research projects are not given
capital support to undertake income generating activities (IGAs). Project
beneficiaries are poor and they could not undertake any activity without
having credit. Since training-matched-credit is the outcome of the RDA
action research, this credit has been named as RDA-credit.
RDA-credit
has been found successful in creating self-employment and generating income
in the rural areas. RDA-credit system demands due attention because the
issues of micro-credit are considered as one of the key factors to alleviate
poverty in the country.
Objectives
of RDA-Credit
The
Major objectives of RDA-credit Program are to:
Provide capital support to the beneficiaries of RDA action
research projects on easy terms to undertake income generating activities;
Encourage capital formation of the samity/ group members
through thrift savings;
Ensure
improved quality of life of the project beneficiaries.
Features of RDA-Credit
Credit
is imperative for undertaking IGAs by the poor people. RDA believes that
proper investment and utilization of credit is possible only if training on
particular IGA is provided prior to the distribution of credit.
Training-matched credit is the main theme of RDA-credit.
Insufficient
credit leads to misuse and dis-investment of credit. For this RDA credit
program advocates for giving sufficient amount of credit to the
beneficiaries in order to get maximum output from particular IGAs.
Monitoring and supervision are the key elements to the success of
RDA-credit. The field level credit activities are being regularly supervised
and monitored by the field level project staff as well as CIWM staff at the
Academy level.
Membership
of Samity/group is considered as collateral of credit.
Allocation
of credit is based on the recommendation of the cooperative/group. No member
of the samity/group will be eligible for credit unless his loan case is
forwarded by samity/group for approval.
Procedures
and Strategies of RDA-Credit Operation
RDA
credit aims at overall development of project beneficiaries through optimum
utilization of irrigation equipment as well as credit available to them.
According to CIWM rules and regulations the selected and interested
cooperative societies/groups have to sign an agreement with RDA project
authority. The RDA-credit fund is known as revolving fund and meets the
individual credit need on rotatory basis. The individual borrowers have also
to sign a deed before receiving the loan money. The CIWM authority reserves
the right of withdrawal of credit fund from any site in case of
dissatisfactory credit performance/dealings. Formation of sub-groups
consisting 5 to 15 members for better management.
Sub-groups
are formed with the members of homogenous interest which is convenient for
selection of IGAs.
Each
sub-group has one chairman and one secretary. Credit is given both for
individual and group.
Hundred
percent repayments of previous loans with service charge is a pre-condition
for receiving loans in successive cases.
In
flat rate method eleven percent (11%) service change is imposed and
realized. 2/11th of the service charge go
to Co-operative/Group/NGO as commission, 2/11th
for bad debt, 4/11th
for remuneration of Credit Supervisor and Credit Monitor and 3/11th
to CIWM as augmentation, technology transfer, manpower management for
credit program, travel and miscellaneous expenditure. If any
Co-operative/Group/NGO employs their own Credit Supervisor they get 4/11th
of the service charge as commission instead of 2/11th
of it. RDA-credit is generally given for one year. Loans are repayable on
weekly installments including eleven percent (11%) flat rate service charge.
Loan
including 11% service charge is repayable in 46 equal weekly installments.
Credit
supervisors are normally recruited by the CIWM authority for the sub-project
areas. If the Cooperative/Group/NGO fails to operate the credit program or
is not interested in operating the same, the credit program is run by a
six-member Management Committee consisting of a Chairman, a Secretary and
four members. It is mandatory for the Credit Supervisors and Credit Monitors
to submit weekly and monthly report to the Director of CIWM.
Loanee
Member Selection
Only
one member (the most enterprising and skilled) of the family will be
selected as a member of sub group and s/he should have interest in receiving
training.
Loan
Application and Loan Disbursement Procedure
At
primary stage, the loan will be given to the resident of sub-project area/
village only for Income Generating Activities (IGA). Surplus money can be
given in other areas (Action Research Project Area) as credit investment
only after fulfilling the demand of member of the sub-project area/ village.
Members interested in taking loan, will apply in the prescribed form,
indicating their activities to the Cooperative/ Group/ NGO. The loan must be
given only for income generating activities (IGA) not for consumption.
Loan
can be given only after the approval of one third members present in the
meeting of the executive committee of Co-operative/ Group/ NGO.
Co-operative/
Group/ NGO will operate and maintain the disbursement of loan and report
weekly/ monthly to the Director of CIWM.
The
Credit Supervisor will collect the application for loan with the assistance
of the office of the Co-operative/ Group/ NGO. And will submit in the
meeting of Co-operative/ Group/ NGO. Credit Supervisor will submit all the
application to Credit Monitor passed by the committee with his own
recommendation. The Credit Monitor after verifying selecting and examining
the application will submit to the Credit section of CIWM.
Personal loan application
Copy the decision of Co-operative/Group/ NGO’s management
committee
Bail guarantee and evidence for loan repayment
Credit
Supervisor and Credit Monitor will ensure the disbursement of loan in
presence of members of executive committee of Co-operative/ Group/ NGO. For
any faults and failures the associates Credit Supervisor and Credit Monitor
will be whole responsible.
Credit
Supervisor and Credit Monitor will also sign on it after getting signature
and stamp of the officer empowered by the executive committee of
Co-operative/ Group/ NGO and it will be submitted to Assistant Director
(Credit) for preservation in the file of the related office.
Member
wise loan and savings Pass Book with attested photograph will be maintained.
In that Pass Book loan and savings record will be resister by the Credit
Supervisor.
The
loan and savings Pass Book after receiving taka eight and loan application
costing taka two will be given against receipt. That money will be deposited
in the bank account of CIWM.
Self
Capital Formation
Concern
Co-operative/ Group/ NGO may collect maximum taka fifty as admission fee
from each member. Eighty percent (80%) of the total savings of the member
can be invested as credit among the member by the director of CIWM. Account
of loanee maintain separately from the savings loan. The loanee from savings
loan account will not be against the loanee form seed capital fund.
The
RDA credit policy fully follows by applicable in investing savings loan.
The
total principal and service charge deposit in same account after the return
of installment of the distributed savings loan.
Eleven
Percent (11%) flat rate service charge collects from the loanee of the loan
money.
Status of Credit Operation as
on November 2007 (CIWM)
Taka in million
|
Number of sub-project sites
|
Starting Year
|
Seed
Capital Released
|
Cumunity
Member enrolled
|
Cumulative
Credit Disbursed
|
Credit
Realised
|
|
Principal
|
Service
Charge
|
Total
|
|
NGO
2- 4%
|
CIWM
7- 9%
|
Total
|
|
1
|
2
|
3
|
4
|
5
|
6
|
7
|
8
|
9
|
10
|
|
50
|
2003-2007
|
48.90
|
6219
|
83.46
|
59.87
|
1.32
|
5.52
|
6.84
|
66.71
|
|